Hard Money Loans

Hard Money Loans deliver rapid, short-term financing secured by real estate collateral. Ideal for fix-and-flip investors, bridge funding between purchase and refinance, or distressed asset acquisitions. Approval focuses on collateral value rather than borrower credit history

Typical Terms

FeatureDetails
Amount$50,000 – $2,500,000
Term Length6 – 18 months
Interest Rate8 % – 12 % flat or amortized
Origination Fee1 % – 1.3 % of loan amount
Maximum LTVUp to 70 % of ARV (After Repair Value)
Funding Time5 – 10 business days

Eligibility Criteria

  • Collateral Value: Property must appraise to ARV supporting LTV

  • Exit Strategy: Clear plan to refinance or sell within term

  • Borrower Track Record: Prior flips or proof of relevant experience

  • Property Location: Urban and suburban markets with strong demand

Required Documentation

  1. Recent appraisal or contractor-valued ARV statement

  2. Scope-of-work and renovation budget

  3. Proof of funds for down payment or renovation

  4. Title report and current survey

  5. Borrower’s investment resume or track record summary

Apply Now

We are Always Ready to Assist Our Clients

developing financial processes and procedures

How it Works
Initial Inquiry & Pre-Screen

Complete our short online form or call our team. We’ll provide a preliminary yes/no within hours.

Document Submission

  • Upload required financials, property information, and project plans.

Term Sheet Presentation

We deliver tailored offers—compare rates, terms, and fees side-by-side.

Closing & Funding

Electronically sign loan documents; funds are wired as soon as closing conditions are met.

Services
Contacts
Visit Us Daily

18 Banfield St, Chermside QLD 4022, Australia

Have Any Questions?

+61-MCPHERSON

Mail Us

[email protected]