Business Loans

Our Business Loans provide flexible, unsecured or lightly secured term financing for working capital, equipment purchases, inventory, and growth initiatives. Designed for established companies seeking clear, predictable repayment schedules without tying up real estate collateral.

Typical Terms

FeatureDetails
Amount$50,000 – $1000,000
Term Length1 – 10 years
Interest RatePrime + 4 % – Prime + 9 %
Origination Fee1.5 % – 3 % of funded amount
Funding Time24 – 72 hours after approval
Repaymentmonthly/yearly payments

Eligibility Criteria

  • Time in Business: ≥ 1 year

  • Annual Revenue: ≥ $150,000

  • Debt Service Coverage Ratio (DSCR): ≥ 1.10

Required Documentation

  1. Business bank statements (last 3 months)

  2. Signed business tax returns (last fiscal year)

  3. Personal and business credit reports

  4. Government-issued photo ID (owner/majority stakeholder)

  5. Articles of incorporation or business license

Apply Now

We are Always Ready to Assist Our Clients

we provide comprehensive support throughout the business funding process,

How to Get Funded

Initial Inquiry & Pre-Screen

  • Complete our short online form or call our team. We’ll provide a preliminary yes/no within hours.

Document Submission

Upload required financials, property information, and project plans.

Term Sheet Presentation

We deliver tailored offers—compare rates, terms, and fees side-by-side.

Closing & Funding

Electronically sign loan documents; funds are wired as soon as closing conditions are met.

FAQ's

What types of businesses do you provide funding solutions for?

We provide funding solutions for startups, SMEs, and established businesses looking to expand or innovate.

How do you match businesses with investors?

Our team carefully evaluates your business needs and aligns them with suitable investors who share your vision and objectives.

Services
Contacts
Visit Us Daily

18 Banfield St, Chermside QLD 4022, Australia

Have Any Questions?

+61-MCPHERSON

Mail Us

[email protected]