Core values

What Drives Us

Our philosophy, mission, and vision reflect more than what we do — they define how we do it. Grounded in trust and built for impact, our values shape every client relationship and financial solution.

Our Philosophy

Finance is not just numbers — it’s personal. We approach every loan, every client, and every decision with the understanding that behind every financial need is a human story. Whether you’re building a business, expanding operations, or navigating challenges, we believe your goals deserve tailored support — not a one-size-fits-all approach.

We are grounded in two core beliefs:

Relationships over transactions

We focus on building long-term partnerships, not just issuing loans.

Access creates opportunity

We strive to eliminate unnecessary barriers so more people and businesses can succeed.

Our Mission

To unlock financial opportunity through responsible lending and honest partnerships.
We are here to bridge the gap between ambition and access — offering funding that is fast, fair, and structured with our clients’ success in mind. Every product we offer is designed to be a tool for growth, not a burden.

Our mission is built on:

Client-first solutions

We align our services with what’s best for our clients, not just what’s easiest for us.

Transparency at every step

From loan terms to turnaround times, we believe clarity builds trust.

Our Vision

To redefine lending by making capital more human, more inclusive, and more impactful.
We envision a world where great ideas are never stalled by a lack of funding, and where financial services are as empathetic as they are efficient.

A more inclusive financial future

We serve clients of all sizes, industries, and backgrounds — because potential isn’t limited to the few.

Sustainable long-term impact

We don’t just fund — we support and grow with our clients through every stage of their journey.

Core Values

Services

At the heart of everything we do is a commitment to trust, transparency, and results. We believe financial services should empower — not overwhelm. These guiding principles shape how we serve our clients, make decisions, and grow as a company.

Unsecured and secured term loans from $10K to $500K, 6–24 month terms, ideal for equipment, expansion, or working capital.

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Business Loans

Bridge, construction, and commercial mortgages from $100K to $5M, tailored terms up to 5 years, financing land, developments, and income-producing properties.

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Real Estate Loan

Fast-funding short-term loans secured by real estate, LTV up to 70%, terms 6–18 months—perfect for fix-and-flip, renovations, and distressed acquisitions.

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Hard Money Loans

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Financial Analysis
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business innovation
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Client Statisfaction
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corporate management
main principles

Why Choose McPherson Capital

Lightning-Fast Decisions

Preliminary approvals in hours, funding as soon as 24 hours after signing.

Transparent Terms

All fees and rates disclosed upfront—no surprises at closing.

Flexible Structures

Interest-only, amortizing, or custom schedules to fit your cash flow.

Broad Eligibility

Startups, Established Businesses, Entrepreneurs, developers, and investors are welcome